FAQs

  • We guide you through every step of the home-buying process—from getting pre-approved for a mortgage to finding your ideal property and closing the deal. Our team handles all the paperwork and logistics to ensure a smooth experience.

  • Yes, we offer a seamless experience by combining the expertise of realtors and mortgage officers. Our partnership with Mortgage Solutions Financial provides personalized financing solutions, including pre-approval, to make your home-buying journey efficient and stress-free.

  • We provide various financial assistance programs, such as down payment assistance and specialized loan options for first-time homebuyers, veterans, and others who qualify. Our mortgage officers work with you to identify the best financing options tailored to your situation.

  • No, we assist both first-time buyers and current homeowners looking to upgrade, downsize, or invest in additional properties. Regardless of your stage in the home-buying journey, we offer expert guidance and personalized support.

  • We understand that credit challenges can arise. While a higher credit score can ease pre-approval, several loan programs are available for buyers with less-than-perfect credit. We also offer manual underwriting to closely assess your unique financial situation. Our mortgage officers, in partnership with Mortgage Solutions Financial, will explore the best solutions and provide guidance on improving your credit if necessary.

  • We recognize that upfront costs can be significant obstacles. ClearPathHome offers customized solutions to assist with both down payments and closing costs, alleviating these financial burdens to make the process more affordable and stress-free.

  • Partnering with a local team like ClearPathHome provides deep knowledge of the local market and neighborhood trends. Our personalized approach ensures dedicated attention, making the process more efficient and transparent.

  • The timeline varies based on market conditions, availability, and your preferences. Typically, it takes between 30 to 60 days. Our team works diligently to identify homes that match your criteria, ensuring you find your dream home without unnecessary delays.

  • Yes, we provide comprehensive services for both buying and selling properties. Whether you're purchasing your first home, selling your current property, or exploring investment opportunities, our expertise will help you achieve your goals in a competitive market.

  • Closing costs typically range between 2% to 5% of the home's purchase price and may include lender fees, title insurance, appraisals, and other necessary expenses. We outline all potential costs upfront and offer solutions to help cover these expenses, making the process more affordable.

  • ClearPathHome offers a unique, one-stop-shop experience by combining the expertise of realtors and mortgage officers. Our local focus provides in-depth market understanding, and we remove common financial barriers like down payments and closing costs to make homeownership accessible to more people.

  • ClearPathHome provides assistance for a wide range of properties, including single-family homes, townhomes, and condos. The home must meet lender requirements and be in a livable condition unless you're applying for a renovation loan. We’ll help you find a property that fits your budget and goals while ensuring it qualifies for financing. If you’re interested in new construction or investment properties, we can discuss available options based on your specific needs.

  • Many homebuyers worry that student loans will prevent them from qualifying for a mortgage, but ClearPathHome specializes in finding solutions for buyers with existing debt. Lenders consider your debt-to-income (DTI) ratio, and we work with programs that allow for flexible DTI calculations. Some loan types, like FHA and VA loans, offer more leniency for student loan debt. We also help you explore ways to lower monthly obligations or use income-driven repayment plans to improve your mortgage eligibility. Our team will guide you through the process to ensure student loan debt doesn’t stand in the way of homeownership.

  • At ClearPathHome, we take a hands-on, personalized approach to guide you through every stage of the home-buying journey. Our team of experienced local realtors and mortgage officers works closely with you to simplify the process, from pre-approval to closing. We handle the paperwork, negotiate on your behalf, and ensure you understand every step along the way. Additionally, by covering your down payment and closing costs, we remove major financial hurdles, making homeownership more accessible. Our deep knowledge of the local market allows us to find the best homes that fit your needs while providing expert advice tailored to your unique situation. With ClearPathHome, you’ll have a trusted partner dedicated to making your home purchase seamless and stress-free.

  • No, ClearPathHome is not a lender. We are a team of experienced realtors and mortgage officers who work together to guide you through the home-buying process. While we don’t directly lend money, we partner with trusted mortgage lenders to provide you with financing options that fit your needs. Our role is to connect you with the best loan programs, assist with paperwork, and ensure you receive expert guidance every step of the way.